210-3190 Steeles Ave E., Suite 210, Markham, ON, L3R 3Y4

Critical Illness Insurance

Concentrate on getting healthy, not about a pile of bills

Critical Illness insurance pays out a tax-free, lump sum amount to use as you see fit should you become sick. Best of all, this type of coverage can be purchased with a return of premium option, meaning if you never make a claim, you get all your premiums back!

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Our Critial Illness Insurance - Complete Protection for your Health

Why Critical Illness Protection?

As you are probably already aware, medical advances have allowed us to survive the diseases we used to dread as being fatal. Heart attack, stroke and cancer have all become very survivable events.

However, recovery may come with significant costs that can impact both you and the people you care about. OHIP doesn’t cover certain supplies or medicine needed throughout your recovery period. You will have to take time off work, and your loved ones will want to be by your side during these times, meaning income can be cut short. Changes may need to be made in your home or vehicles to accommodate needs. One way or another, the bills will keep coming and the bank doesn’t care if you can’t work to pay your mortgage.

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Who can Buy the policy?

  • Single people.

  • Business owners
  • Married people.

  • Children.

Key benefits

Having critical illness protection can be one of the best things you ever enroll yourself in. If you ever get sick, you know you wont have to worry about money. If you don’t get sick, you get every dollar you ever put into the program back in your pocket!

  • Lump-sum, tax-free benefit if diagnosed with a listed illness (over 20 covered illnesses, including heart attack, cancer or stroke).
  • “Return of Premium” means you will get all the money you ever invested into this program back if you never received a payout. It’s peace of mind, without a sunk cost.

     

  • Concentrate on getting better, not on your finances, if you become sick.